This piece of advice holds that it is always best to talk with an attorney before submitting claims. You will have a greater knowledge of your rights, and they will be able to get through the process. You're the person who is responsible to pay for medical malpractice insurance coverage as an emergency physician through Medical Professional Liability Insurance Company. You must be aware of what your policy covers if you require the assistance of an attorney regarding a specific issue. The attorney can discuss fees and negotiate billing arrangements. The majority of medical malpractice insurance claims instances limit the time you have to tell your insurance company that you have been sued. If you don't notify them by deadline, some insurance recovery agencies will either deny you the claim or reduce your payment by any amount due to the claimant beyond that which has been paid to other insurers. In contacting a disability attorney, the first question you must ask the extent to which your insurance covers any possible litigation. You can consult with an attorney on an hourly basis should your policy cover lawsuits. If you're sued by your insurance provider, they may oblige you to employ an attorney. The charges will be subtracted from any settlement or jury verdict , up to the limit. If your case is settled out of court it will not incur further charges. Documentation is essential Although you aren't required to provide extensive documentation in order to submit a claim for damages, having the documentation could assist you. Most insurance companies require proof that there was an error before they can make a payment. The claim to be handled quicker if you possess evidence. A valid claim should include an ongoing relationship between the doctor and the patient. It's a requirement .